About Me

Sudden Expense Solutions: Money Management 101

Most everyone has struggled with an unexpected bill or a sudden expense at some point. If you're currently experiencing problems like this, that's probably why you're here. You may be looking for a financial solution to help you meet those unexpected needs. That's why we created this site. You'll find all sorts of information here about financing sudden expenses, managing your money, and making ends meet more effectively. We hope that the information here helps you to get the financial solutions that you need for your situation and provides you with the tools you need for financial success in the long run as well.




Latest Posts


Sudden Expense Solutions: Money Management 101

Choosing Your Company's First Card Payment Solutions Provider

by Travis Jordan

As a small business owner, it's important that you offer payment solutions that meet your customer's needs. While there are some parts of the country where cash-only operations are still common, almost everywhere has transitioned to electronic payments, including credit card processing and touchless payments. If you're looking to expand your business by offering more payment options than just cash or check, you need to choose the right card payment solution. Here are a few things to consider as you make your choice.

Equipment Availability

Making the transition to card payment processing means having the hardware for the card readers. You'll need to be able to swipe payment cards and accept pin numbers or signatures. Investing in this equipment upfront can be costly, and you need to be sure that the equipment you own will be compatible with the payment solution that you choose. 

To simplify this process, many card payment solutions providers offer service packages where you are provided with the hardware as part of your contract. You'll often make a small payment to the company every month in exchange for this hardware, but you can be sure that it will be compatible with the service. You may even be able to call the provider for repair or replacement if your equipment is damaged or fails.

Service Cost

All card payment solutions providers charge a fee for their service. This is standard because the credit card companies also charge fees per transaction. Make sure that, when you are evaluating your payment solution options, you check the fees carefully to find the service that's not only reasonably priced but will meet your demand and needs.

You'll typically pay a flat amount per transaction plus a percentage of every transaction amount. Sometimes, the flat fee per transaction is waived if you reach a certain number of transactions or a specific dollar amount in sales for the month. Take time to understand all of the guidelines and expectations associated with the fee tiers.

Expected Volume

If you've had a lot of customers come in looking to pay by credit card or you suspect that most of your customers would make the credit card transition, you'll want to opt for a card payment solution that can keep up with the volume. If, however, you've only got a few customers who are looking to pay with a credit card or you want to be able to take card payments over the phone, you can even look into small-volume solutions such as card payment solutions for your mobile payment account. These devices plug into your smartphone and you can swipe a card right on your phone or key the numbers in through the processing app.

Talk with a card payment solutions provider near you today for more information.